When it comes to buying health insurance, everyone has differing opinions or perspectives. For some, it is a sure way to escape the unpredictability of life, while for others, an expensive investment that might or might not be fruitful. But with increasing lifestyle-based diseases and with the pandemic causing drastic changes in our life, it’s time to revisit our decisions. There is no harm in being fully prepared for the inevitable or uncertainties ahead of us. Health insurance is our answer to mitigate life-stage risks. Now Is the Right Time To Invest In Healthcare.
Healthcare in the private sector
In the USA, there are no direct options to purchase a health insurance plan from the State or Federal government. While most of the Americans get insured through a group health insurance plan through their employers, the ones who work part-time are less likely to be offered coverage by their employer.
The downside of employer-sponsored coverage is increasing premiums, co-payments, deductibles and high cost of out of network health providers. So, individuals and families head towards private health insurance companies and the healthcare marketplace to get insured. With over a dozen categories to choose from, it is mandatory to choose a platform that gives you exposure to all of them, and Your Insurance Buddy simplifies the way you choose insurance. Insurance is a great way to save and plan your future better by investing a little.
Tax Benefits associated with Health Insurance
Before 2018, if you did not have health insurance, you had to pay a fee when you filed your federal taxes. But with the 2019 plan year, there is no longer a fine for not having health insurance.
Purchasing health insurance from the Health Insurance Marketplace will make you eligible for income-based premium tax credits or cost-sharing reductions. The Affordable Act of 2010 established the marketplace intending to get all the Americans enrolled in Health Insurance.
Even though you might not be able to afford the same kind of plan an employer will provide, any amount of coverage is better than being uninsured. Health Insurance will make sure you are well prepared in case of an accident or illness.
Why Is Your Insurance Buddy the best place to buy Health Insurance?
Your Insurance Buddy is an online insurance comparison site that delivers multiple insurance quotes in a matter of a few clicks. You can get the best quotes from licensed, U.S. Insurance companies and choose from the one that suits your needs and budget. With Your Insurance Buddy, you will be spoilt for choices.
The website acts as consultants to the top insurance companies, making sure that buying insurance should no longer be frustrating.
How it works:
Your Insurance buddy finds you the best health insurance plans that suit you based on your demographics. It works in three simple and easy steps:
- Share: Tell us about yourself and your health coverage needs.
- Compare: Compare dozens of quotes side by side from top insurance providers.
- Save: Choose your quote and secure your new rate in an instant, online or via a licensed agent.
How to avail health insurance:
With Your Insurance Buddy at your service, there is no need to get tired of searching through pages after pages. Yes, you read that right— the online platform will help you find the right kind of medical insurance and will customize your coverage so that you pay only for what you need. To start, visit Your Insurance Buddy website.
Enter your zip code and start filling out all the necessary details like gender, date of birth, no of family members. Click on next.
- Choose your expected annual household income, details about your health conditions. Click on next.
- Fill your First and Last name, address. Click on Get quote.
Medical Emergencies are unpredictable, so it is better to plan how you will deal with them. Health Insurance can help you save thousands and reduce your financial risks in emergencies. So compare and choose the best plan now.