before buying a health insurance plan

Things You Should Know Before Buying Health Insurance

  • Author : Jasmine
  • Published : August 17, 2020

Buying a health insurance plan might be one of the most significant investments you will make in your lifetime. So why not buy it right? Navigating through hundreds of insurance company websites, skimming through extensive policy brochures and reading blogs for step-by-step guidance makes the entire process too complicated. But to narrow down your search, we have got a list of things you should know before buying a health insurance plan.

How much will the plan cost?

The cost of your health insurance plan depends upon the deductible, premium, and out of pocket max. So, it is mandatory to know how much the three of them will cost because they impact what you owe to a large extent.

A premium is the amount you will pay monthly towards the insurance; a deductible is the amount you need to pay before your insurance plan starts paying for benefits, which is around 20 per cent. Out-of-pocket max is the maximum amount you have to pay out of your pocket, including the deductible.

Rates.Healthcare brings you plans from thousands of insurance providers offering plans that cover annual physicals with a primary care doctor, flu shots and many other disease screenings at no cost.

What does the plan cover?

While picking a plan, you should consider whether your doctor, therapist, clinic, hospital etc. will be covered. You can check the directory of insurance providers at Rates.Healthcare to know what all is included in the plan. Check out the formulary to know if medical equipment and prescriptions you rely on are covered by a particular plan.

 health insurance plan.

At Rates.Healthcare, you can find plans from insurance providers like Humans, Cigna, Coventry, Aetna etc. These providers offer a policy that covers pre-hospitalization, post-hospitalization, medical check-up costs and other charges.

Who can you call when you have questions?

Knowing if your prospective insurance carrier has a dedicated customer service who could explain to you about bills, claims, deductibles, copays or answer any other query related to the plan is essential. Will there be someone who will help you find a doctor or when you call, whether there will be an automated phone system or an actual human being?

Keeping in mind that the customers might have queries, Rates.Healthcare has a team of licensed agents. In case you have any query related to the plan, you can call up the agents over the toll-free number.

Compare and choose your plan on Rates.Healthcare

Rates.Healthcare brings you an extensive network of healthcare providers from all across the U.S. The objective of Rates.Healthcare is to connect individuals to insurance providers and other affiliates. Humana, Coventry, Aetna and Cigna are some of the renowned providers included in the network. Moreover, you can get the best health insurance plans based on your location, and the entire process is quick and easy.

To buy health insurance from Rates.Healthcare:

Click on this link: Rates.Healthcare

  • Enter your zip code
  • Click on start my quote


  • Enter your First Name, Last Name and date of birth.
  • Select your gender, click next.
  • Select Subsidy eligibility, Household Income, the reason for new coverage.
  • Enter contact information.
  • Click on get my free quote.

After entering hypothetical details of a 35-year-old male, from New York, the following quotes were displayed:

  • Anthem, Humana and Aetna Plans from just $9.92
  • Plans from at just $45/Month
  • Compare Health Insurance Quotes in N.Y.
  • Cheap Health Insurance Quotes in N.Y.

You can view all of these quotes, compare and choose. The Rates.Healthcare website is entirely secure and trustworthy with strict privacy policies. So, leave your worry and read the guide. Visit the site, register, compare and choose your perfect health insurance plan.

Share this:

Connect with Us

Recent Post


You may also like :

17 thoughts on “Things You Should Know Before Buying Health Insurance”

  1. Nice post. I used to bbe checking continuously this weblog and I’m inspired!

    Very useful info particularly the remaining
    part 🙂 I maintain such info a lot. I used to be seeking this certain info
    for a long time. Thanks and good luck.

  2. I think this is one of the most significant information for me.
    And i am glad reading your article. But want to remark on few general things, The website style is perfect, the articles is really nice :
    D. Good job, cheers

  3. You really make it appear so easy with your presentation however I in finding this matter to
    be really something which I feel I would by no means understand.
    It seems too complicated and very extensive for me. I
    am looking ahead to your subsequent put up, I will attempt
    to get the hold of it!

  4. Just desire to say your article is as astonishing.
    The clarity in your publish is just excellent and i can assume you’re a professional on this subject.
    Fine together with your permission allow me to snatch your feed to
    keep up to date with imminent post. Thank you one million and please keep
    up the enjoyable work.

  5. It’s actually a nice and helpful piece of info. I am happy that
    you shared this helpful info with us. Please keep us up to
    date like this. Thank you for sharing.

  6. Do you mind if I quote a couple of your articles as long as
    I provide credit and sources back to your website? My blog is in the very same niche as yours and my users would
    really benefit from some of the information you provide here.
    Please let me know if this okay with you. Thank you!

    my webpage Find out how (Shirleen)

    1. Hi Shirleen,

      That would be great as long as you share credits and source of our blog on your site. Do send us the link.


  7. Excellent post however I was wanting to know if you could write a litte more on this subject? I’d be very thankful if you could elaborate a little bit more. Thank you!|

    1. Hi Superbeets,

      Glad you liked our blog post and thanks for your inputs. We have a number of similar articles on the same topic. Will surely take note of your suggestion.


  8. Hey would you mind letting me know which webhost you’re working with?
    I’ve loaded your blog in 3 different web browsers and I must say this blog
    loads a lot faster then most. Can you suggest a good web hosting provider at a fair price?

    Cheers, I appreciate it!

Leave a Reply

Your email address will not be published. Required fields are marked *